Know what you'll pay before you're in the chair.
No surprise bills. We check your insurance before your visit and walk you through exactly what it covers, and if insurance isn't in the picture, a membership plan and financing keep care within reach.
We're in network with most major dental plans.
We're in network with the plans below, and we handle the back-and-forth with your insurance company so you're not stuck on hold trying to translate your own benefits.
- Aetna Dental PPO
- Ameritas PPO
- Blue Cross Blue Shield of NC (DentalBlue)
- Cigna Dental PPO
- Delta Dental Premier
- Guardian
- Liberty
- MetLife Dental PPO
- United Concordia PPO
- UnitedHealthcare PPO
Don't see your plan mentioned here? Call us with your provider name and group number and we'll check it before you book anything. Plans we don't recognize by name often turn out to be ones we can still work with.
Dental insurance works a little differently.
It isn't the same as medical insurance. Most plans have a yearly maximum, often a few thousand dollars, and once you hit it, you're responsible for the rest until it resets. Many plans also have a deductible you meet before coverage starts.
Preventive care, cleanings, exams, X-rays, is usually covered close to 100%. Restorative work, like fillings or crowns, is typically covered at a lower percentage, and some treatment isn't covered at all. We check your specific plan rather than assume, so nothing catches you off guard.
We verify your benefits before your appointment.
So you have a clear picture of your coverage well before you're sitting in the chair.
You provide your insurance information
Just your provider name and member ID. That's all we need to get started.
Our team reviews your benefits
We check what's covered, your deductible, and how much of your annual maximum is left.
We explain your coverage
In plain language, not insurance jargon, so you actually understand what you're working with.
You arrive knowing what to expect
No guessing at checkout. You'll already have a real sense of what's covered and what you'll owe.
A membership plan built for exactly this.
Not having insurance shouldn't mean skipping care you need. Our membership plan is one upfront payment, no insurance company involved, that covers your preventive visits and discounts most other treatment for a year.
What's included
Two cleanings with exams and X-rays, an emergency visit if you need one, and a discount on everything else you have done here for a full year.
One annual payment
Paid once a year rather than monthly. It isn't insurance, applies only to care done in our office, and can't be combined with insurance or other discounts.
See the full details
Who it suits, how enrollment works, and answers to the common questions all live on the membership plan page.
About the membership plan →Spreading out a bigger cost.
Insurance and the savings plan cover a lot, but bigger treatment plans, implants, multiple crowns, a full mouth of work, sometimes call for more room. Financing lets you spread that out over monthly payments. See our financing page for the details.
Our financing partner. Check what you qualify for in a couple of minutes without affecting your credit score, then pay over time in monthly payments. See our financing page to get started.
Approval depends on the lender, not on us. If a treatment plan is large enough that financing makes sense, we'll bring it up and walk through the real numbers with you.
Common questions about insurance & payment.
What insurance plans do you accept?
Most major PPO plans, see the full list above. If yours isn't shown, call us with your provider name and group number and we'll check before you book anything.
What if you don't accept my insurance?
You can still be seen as a self-pay patient, and our membership plan is worth asking about, it isn't tied to any insurance company at all.
Do you accept patients without insurance?
Yes. Between our membership plan and financing for larger treatment, not having insurance doesn't mean going without care.
What is a dental membership plan?
A one-time yearly payment, made directly to us instead of an insurance company, that covers two cleanings and an emergency visit if you need one, plus a discount on most other treatment.
Do you offer payment plans or financing?
Yes, for larger treatment plans, through Cherry. You check your options in a couple of minutes without affecting your credit score, then pay it off in monthly installments. Approval depends on the lender, so we can't promise a specific outcome.
Will I know the cost before treatment begins?
Yes. You'll hear the full cost and what insurance is expected to cover before anything is scheduled, not as a surprise afterward.
Does insurance cover cosmetic dentistry?
Usually not. Purely cosmetic work, like teeth whitening, typically isn't covered. Where a tooth is damaged rather than simply unattractive, there may be partial coverage, and we check rather than assume.
What payment methods do you accept?
Cash, personal checks, and major credit cards (Visa, MasterCard, Discover, and American Express), along with your insurance benefits, membership plan, or financing through Cherry.
Am I pressured to decide on treatment right away?
No. The dentist walks you through what's found and why it's recommended before anything is scheduled. Second opinions and taking time to decide are both completely normal here, more on that on our Our Approach page.
Ready to find the right payment option?
Call us or send a request, and we'll help you figure out what makes sense, insurance, membership, or financing, before you ever sit in the chair.